Cash is the most liquid asset in an economy, meaning it’s easiest to use when exchanging goods and services. While it’s true that more businesses these days accept credit cards or rely on online merchant gateways such as Stripe or PayPal, you might be surprised to know that there are still businesses that will always need cash and coin systems.

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Cash is a vital resource for banks. Banks must have enough available cash on hand as their customers come in daily to deal in transactions that include deposits and withdrawals. Additionally, banks must keep track of their cash to ensure it is accounted for, and this is done through audits. 

Banks also need to protect their cash, often placing a vault on their premises that can’t be accessed by unauthorized people. To ensure their daily processes run smoothly, banks do require a robust cash and coin system to organize and keep track of all their cash.

Retail Businesses

Retail businesses that sell goods directly to consumers still rely heavily on cash and coin systems. One example is grocery stores that sell daily perishables like bread and milk. These businesses must have cash on hand to provide their customers with change, and going cashless simply isn’t an option. 

The fact is that their daily customers want to choose how they can pay, and cash is undeniably an accessible and straightforward method for them. Going cashless will become yet another obstacle for their customers when the goal is to make the entire customer experience as smooth as possible. Since retail businesses tend to deal in numerous small to medium transactions daily, it’s necessary for them to have good cash and coin systems to enable their operations to run optimally.


Many service businesses, such as dry cleaners and laundromats, still rely on cash and coin systems. In fact, they tend to have a very large amount of cash on hand. While modern laundromats are gradually accepting credit cards as an alternate mode of payment, it’s unlikely that they will remove cash as a payment option altogether. 

Given their reliance on cash as a dominant mode of payment, it’s essential for these businesses to have a cash and coin system to help them stay organized.


Despite many industries and businesses moving toward digital payment methods, it’s undeniable that cash still remains a prominent part of the economy. And as long as cash is in use, there will be businesses that rely heavily on them in order to cater to their customers. 

As a result, these businesses have to constantly ensure that they have plenty of cash on hand and a robust cash and coin system to ensure that sales and transactions are completed smoothly.